Now in early access

The business account
that works as hard as you do

Northfound combines the simplicity of a business bank account with yields that traditional banks can't match — plus global payments, FX, and team expense cards. One dashboard, no complexity.

Open your account → See what's included
Traditional bank
~0.5%
On idle cash reserves
Northfound vaults
Up to 8%+
On the same idle cash
Money market fund
4–5%
With lock-ups and paperwork

Banking features, investment-grade returns

Everything your finance team needs to manage business cash — without juggling multiple providers or giving anything up.

High-yield cash reserves

Browse our curated selection of institutional-grade yield vaults and allocate idle treasury funds yourself — picking exactly where your capital goes and how much. Enter and exit any position at any time, no lock-ups.

Global payments & FX

Coming soon

Send money to any counterparty worldwide and convert between currencies at competitive rates. Settle in multiple currencies without routing through correspondent banks or paying hidden FX margins.

Employee expense cards

Coming soon

Issue physical and virtual debit cards to employees directly from your Northfound account. Set per-card spending limits, categorize expenses, and top up instantly — no separate card program needed.

Portfolio dashboard

A real-time view of your cash reserves, open vault positions, and monthly yield — all in one screen. Your CFO gets the overview they need without logging into five different tools.

Accounting integrations

Coming soon

Export transactions as CSV or sync directly with QuickBooks, Xero, or your ERP. Every payment, yield receipt, and FX conversion lands in your books automatically — no manual reconciliation.

Role-based team access

Coming soon

Invite your finance team, set who can view, approve, or execute transactions. Each member gets exactly the access their role requires — and nothing more. Audit logs included.

Getting started is straightforward

As a regulated financial platform, we verify every business through a standard KYB process. Once approved, you're up and running.

1

Apply and verify

Submit your company details and complete our KYB verification. It's the same compliance process you'd go through with any regulated financial provider — we keep it as streamlined as possible.

2

Fund and configure

Once approved, transfer funds from your existing bank account or wire in directly. Set up yield allocations, define team permissions, and configure spending rules — all from the dashboard.

3

Earn, pay, and manage

Browse available vaults, pick your allocation, and put idle cash to work on your terms. Send payments, track yield performance, and manage your team — all from a single dashboard.

Stop leaving money on the table

The average business bank account earns next to nothing on cash reserves. Northfound gives you access to a curated selection of institutional yield vaults — the same instruments used by sophisticated asset managers — so you can allocate your idle capital exactly where you want it.

You stay liquid. You stay in control. Your cash just stops sitting still.

Start earning →
Northfound yield vaults up to 8%+ APY
US money market funds 4–5% APY
High-yield savings account 2–3% APY
Business checking account ~0.5% APY

Indicative rates only. Actual returns vary by vault and market conditions. Not financial advice.

The full corporate treasury stack

We're building the features finance teams actually ask for. Here's what's coming next.

💳

Team debit cards

Issue physical and virtual cards to employees. Set individual spending limits, lock cards instantly, and see every transaction in real time — no separate program or bank required.

🔁

Accounting sync

Connect directly to QuickBooks, Xero, or export clean CSV reports. Every yield payment, FX conversion, and transaction is categorized and ready for your bookkeeper.

📊

Treasury reports

Board-ready reports on cash position, yield earned, FX exposure, and transaction volume — generated automatically and shareable with your investors or auditors.

Banking + yield, unified

Northfound bridges traditional banking and on-chain capital deployment. Your operating account sits with our banking partners — protected by local regulatory safeguards wherever you are. When you allocate to yield vaults, those funds move to on-chain wallets you control directly — no intermediaries, no rehypothecation, fully verifiable on-chain. Both in one dashboard, no switching between tools.

Dual-model architecture

Your operating account stays with our banking partners for day-to-day payments and FX. When you allocate to yield vaults, funds move to on-chain wallets you control directly — no intermediaries, no Northfound balance sheet. Same login, two distinct security models working together.

Passwordless authentication

Log in with your device's biometrics or a hardware security key. No passwords to phish, no credentials to breach — just a fingerprint or Face ID.

Strict team access controls

Every team member is scoped to your organization only. Granular role permissions mean your analyst can see reports without being able to move funds.

Treasury overview
Monthly yield: +$7,280 — net of all fees

Your treasury should be
earning its keep

Join businesses already using Northfound to grow their cash reserves and simplify their finance stack.

KYB verification required · No long-term commitments